One budget for the family

A budget that adapts to you.

Put money in, spend it down, see what’s left. What you don’t spend carries into next month. One budget for the whole family, and no guilt.

Coming to iPhone.

It’s the real app. Tap around.Meet the Parkers. Add an expense, open their funds, flip through Reports. Nothing leaves this tab.

The Fluid Budget home screen: 2,527.52 left in the budget, halfway through November, with the Food, Household, Kids and Car categories.

Life doesn’t fit into neat categories.

Some months it’s groceries. Some months it’s the car.

Fluid Budget is one budget for the whole family. Put money in, spend it down, see what’s left. What you don’t spend carries into next month, and a month that runs over simply starts the next one lower.

Give each category a plan to compare with. A plan reserves nothing and limits nothing. No envelopes to balance, no red warnings, no guilt.

One budget. Room for real life.

Together

One budget for both of you.

Each of you adds expenses from your own phone, even offline, and the phones catch up when you’re back online. You both see the same money: what went out, who added it, and what’s left.

Invite the other adult by email, with a link in a message, or with a QR code across the table.
Sharing needs an account each: Apple, Google, or your email address and a six-digit code. No passwords.
On your own, you need no account at all.

The month’s transactions, each marked with who added it.

Travel mode

Your trip. Its own budget.

Going away? Start a trip and Home becomes the trip’s journal: what you spent each day, in the local currency.

The + asks only for the amount and what it was for.
Each expense keeps the exchange rate it was recorded with. Rates are saved on the phone, so it works offline.
The trip draws on its own fund, not on your monthly budget.
Stop the trip and Home is back to the budget. The trip waits under Past trips.

How Travel mode works

Home in Travel mode: the day of the trip, what was spent so far in the local currency, today’s spending, how much a day is left, and a bar for each day.

Pocket money

Pocket money for your kids.

Keep track of each child’s pocket money: what came in, what they spent, what’s left.

Set a weekly or monthly amount and it comes in by itself, from your budget.
Add gifts from outside the budget, birthday money from Grandma included, and note what they spend.
If you like, your child sees their balance on their own phone or tablet: read-only, with no account.

A child’s pocket money: the balance, the automatic amount and its day, and the history of pocket money, gifts and spending.

The app

Home: what’s left in November’s budget inside the ring, the month’s spending drawn around it, and the categories with their plans. — 01See what’s left to spend.

A new expense: the amount, a note, the most used tags and the keypad on one sheet. — 02Add an expense in a few taps.

Every category with what was spent this month against its plan. — 03A monthly plan for each category.

Projects: the family’s funds, Savings and Travel among them, and what each holds. — 04Set money aside for what’s next.

A finished month in Reports, in the dark appearance: what was spent, how the month opened and ended, and where the money went. — 05See where your money went.

What’s inside

Everything a family needs. Nothing it doesn’t.

One budget, a phone each, and the few tools a family actually uses.

Add it in seconds

The green drop is on every screen: amount, category, done. Pay with Apple Pay and the expense can open already filled in.

Plans, not limits

Give a category a monthly plan and see how the month compares. Go past it and the bar shows by how much. Nothing turns red.

Funds and projects

Set money aside for the car, the house or a holiday, and follow projects inside each fund, from a new kitchen to a summer trip.

Recurring expenses

Rent, subscriptions and other regulars go in by themselves, each on its day. So can the money you put in each month.

Your month’s end

What’s left carries into next month, or moves to a fund when the month closes. You choose, and you can move it back.

Reports

A page for every finished month: what came in, what went out, where it went. Facts, never verdicts.

Works offline

Everything is saved on your phone first. No signal at the market, on the train or abroad? It makes no difference.

Made to feel yours

Light or dark. Three Home layouts. Six languages, and any currency in the world.

No AI. It’s addition and subtraction.

Money in, money out, and where that leaves you. Fluid Budget does the sums and shows you the facts. It doesn’t guess, nudge or grade you.

Your budget lives on your phone.

No account needed. On your own, Fluid Budget works offline for as long as you like and never sends your numbers anywhere.

You make an account only to share the budget. Then a copy is kept on our server, in the EU, so everyone’s phone sees the same money.

Read the privacy policy

No account needed
Works offline
No bank connection
No tracking
No analytics
No notifications
Nothing sold

Pricing

Two months free.

Then one yearly subscription for the whole family.

Two calendar months from setup, everything included. No card, and no subscription to start.
Nothing is charged when they end. You subscribe only if you want to.
One subscription covers the whole family: everyone in it, every feature.
The App Store shows the price in your currency.
Without one, nothing is deleted. Your history stays there to read.

Less budgeting. More living.

Fluid Budget is coming to iPhone. Questions in the meantime? Write to hello@fluidbudget.io.